The Dumbest ETF Portfolio You'll (Hopefully Never) Build

Helping expats and professionals navigate investments with clarity and confidence in Hungary

We often talk about what a smart, diversified portfolio looks like — risk-adjusted, aligned with long-term goals, and carefully balanced.

But sometimes, to truly understand what to do, it's helpful (and a little fun) to look at what NOT to do.

So let me introduce you to the "Ultimate Reckless ETF Portfolio" — a masterclass in chaos, speculation, and poor judgment. This portfolio consists entirely of real, high-risk ETFs. 

You could build this today. You just shouldn't.

Why This Portfolio Is a Disaster

• No diversification — It looks diversified but moves in the same direction (down fast) when volatility strikes.

• All speculation, no fundamentals — It’s based on momentum, leverage, and hype.

• No risk management — There's no ballast: no bonds, no cash, no defensive sectors.

• Zero income — No dividends, just dreams.

So... Why Share This?

Because it’s easy to be seduced by performance headlines or viral investing trends.

But building wealth requires structure, patience, and a clear plan. And yes, sometimes a good laugh at the expense of a bad example.

If you're unsure whether your current portfolio leans a little too much into "ETF Kamikaze" territory, let’s talk. It’s always a good time to bring strategy back into the picture.

Disclaimer

The content of this article is intended for educational purposes only and does not constitute personalised financial advice. The strategies discussed are most effective when understood within the broader context of the investment principles covered in my advisory course. If you haven’t attended the course, I strongly recommend doing so before applying any of the ideas presented here. Click here to know more: www.bankingadvisory.hu