Ladies and gentlemen, everybody loves sunshine
The champions prepare for the rain
Everybody's smiling when the paycheck hits the bank
Talking like tomorrow's always gonna look the same
But I've been around enough to know how life can change
One phone call can flip your whole world in a single day
Your car won't ask permission before breaking on the road
The washing machine won't care you got a vacation booked
The company you've trusted might suddenly shut the doors
That's why I built my shelter long before the clouds were formed
I don't say because I'm scared, I say because I'm free
When trouble comes knocking, it never owns me
The sky gets darker, I stay the same
Preparation always beats depending on luck
Come on, come on, come on, come on
Rainy day money
Rain don't scare me anymore
Rainy day money
I've been ready long before
Hands up, take me slow
When the hard times come around, I already know
Rainy day money
Rain don't scare me anymore
Rainy day money
Stand up tall because peace of mind is the richest thing of all
Uh, uh, uh
It's the richest thing of all
Uh, uh, uh
People ask me why I keep their money sitting there
When the market could be climbing somewhere else instead
I just smile because they only see the numbers on the screen
They don't see the nights of sleep that every dollar gives to me
When the engine starts complaining, I don't fear what's next
No desperate phone calls, no borrowing from friends, no selling
My investments before they reach the end, that's the difference
Between reacting and preparing
One survives the moment
The other keeps on living
Life isn't trying to punish you
Life is simply unpredictable
The rain doesn't ask whether you're ready
So I build my umbrella one dollar at a time
Woo
Rain
Rain. Rain. Rain keeps falling
Rain. Rain. Rain. Rain. Rain. Rain. Rain keeps falling
Rain keeps falling
I'm still dancing
Hey
Bills keep coming
I'm still laughing
Hey
Problems knocking
Door stays closed
Because my future already knows
Rainy day money
Rain don't scare me anymore
Rainy day money
I've been ready long before
No panic
No fear
My emergency fund is already here
Rainy day money
Sing along because the strongest people are prepared all along
Rain
Sunny days
Don't build strong people
Storms do!
Rainy day money
Now let the rain come
Rainy day money